To grow your investments, you need to make intelligent investment moves. You need to understand how the market is moving and invest accordingly for the best returns. Explained in this article are some important tips for stock investors that you can follow to earn high returns on your investments:

• Keep your fixed income in check
  Fixed investments are normally considered safer, so investors tend to put all their money in investments that seem to carry lower risk. However, there are certain risks attached to fixed investments as well, and inflation is one of them. In such a scenario, there may be a possibility that the real value of your investments is diluted due to inflation, and you are left with much less than you had expected. So, it is suggested that you diversify your portfolio by including all kinds of financial instruments so that you are capable of facing financial volatility firmly.
• Avoid making investment decisions based on past performance
  A clean record certainly gives more confidence for investment, but you must not necessarily continue with the same scheme as the dynamics of the product might change considerably. There are numerous factors like asset management, a company’s track record, and the objectives of fund managers, among others, that come into play while making an investment decision.
• Develop an investment strategy
  Another important tip for stock investors is to have an investment strategy before investing hard-earned money. You need to know how much money you want to invest, what is the expected rate of return, what is the risk tolerance, and whether the investments should be short term or long term. Only then can you make sound decisions and not get carried away by certain situations in the market. For example, if you are expecting a high rate of return, you should understand that the risk of loss will also be high, so you should consider the amount of money you want to invest accordingly.
• Build and maintain an emergency fund
  You must set aside a specified amount for emergency expenditures. Doing so will not only improve your financial wellbeing but will also support you in the future years. Financial experts recommend that you must build and maintain a contingency fund equivalent to household expenses of three to six months. Apart from making smart and calculative investments, this is undoubtedly one of the most important tips for stock investors that must not be overlooked.
• Consider these top stocks to buy
  Some companies in the digital and tech world that might give good returns in the coming year are Apple, Microsoft, and Alphabet as they are expected to soar with every new product becoming the talk of the town. Offline, Kohl is one company that can promise long-term gains. Apart from this, the beverage giant Coca Cola is also considered a safe investment bet in the market as it provides you with regular returns.