10 Natural Freezer Deodorizers

Food contamination is a major cause of food-borne diseases. Lack of personal hygiene, uncooked or partially cooked food, and improper storage both in and outside the refrigerator are causes of food contamination. Food stored in the fridge and freezers is at a higher risk of contamination, and this is indicated by the food smelling and tasting bad. If there is a bad odor in the freezer, two steps are required to get rid of it: discarding the spoiled food and cleaning the fridge. Despite thorough cleaning, the odors from the freezer could remain. Here are some tips to banish freezer odors: DIY cleaning solutions Combine equal quantities of vinegar and hot water or combine 2 tablespoons of water with 4 cups of water. Transfer this solution to spray bottles and use it to clean the interiors of the fridge as well as the doors, gaskets, hinges. If it is a deep freezer, leave the door open for a day. If it is a manual frosting freezer, keep it unplugged with the door open, do not store anything for a day, and allow it to dry completely after cleaning. Vanilla Vanilla has a naturally sweet fragrance and is very effective in removing stale odors that are left behind after cleaning a freezer.
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10 Natural Freezer Deodorizers

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Tax Breaks for Seniors and Retirees

Most seniors are aware of the standard and itemized deductions as they have been filing taxes for years and the perks only increase once they turn 65. However, certain overlooked expenses can be used to your advantage. With the help of the tax breaks for retirees and seniors mentioned in this article, you can save up on your taxes. Medical and dental expenses Seniors who itemize their deductions would be able to add another expense to it, but it does not mean that all the medical and dental expenses can be deducted. Firstly, deduct your out-of-pocket expenses, which can be done on the income taxes available on Schedule A, and then calculate your Adjusted Gross Income (AGI). The medical and dental expenses that exceed 7.5% of your AGI can be deducted, and you would be eligible for one of the most useful tax breaks for retirees and seniors. Contributions to retirement accounts For retired or semi-retired individuals, 401(k)s and retirement accounts are not out of limit, and you can still make tax-deductible contributions to these accounts. This is particularly helpful because most people live off their retirement account savings. To understand this better, keep in mind that an individual can contribute up to $6,000 annually to any Individual Retirement Account (IRA) and deduct this amount from the income tax they file.

5 Great Car Accessories To Own

Think fun memories to make with the family, think road trips. When they say the journey is as important, if not more, than the destination, this is what they mean. Road trips are the best way to spend some quality time with friends or family, singing along to songs on the radio, chatting boisterously, or just watching the view go by. But, these journeys come with their own share of problems as spending a lot of time in the car leads to trash being accumulated in it and short tempers due to a possible food shortage. You could also have to stop by the side of the road due to a sudden emergency with the vehicle or a passenger. Luckily, there are certain car accessories for family-friendly road trips that come in handy in situations like these and more. Read on to find out. 5 great car accessories to own for family-friendly road trips Kid’s car seat If you happen to have kids traveling with you, then the most important accessory is a kid’s car seat. This will keep the child safe and comfortable for the duration of the trip. It will also keep them safe. You must take into account the weight and height of the child along with the age to ensure you get the right kind as getting the wrong car seat will only compound your troubles.

Tips for Buying Car Covers

Any car expert would always tell you to buy a car cover as soon as you buy a car. This is not only a natural decision but also one that will help you retain the value of your vehicle purchase. When buying a car cover, there are many important things to keep in mind. This is to avoid making the wrong decision on your purchase. So, here are some mistakes to avoid as well as tips before buying a car cover. Buying the first option you come across You might be in a hurry to buy your car cover as you feel the sooner the better. However, this can be a mistake. It is better to research and buy well after checking in stores and online. You can also read some reviews by people who recently bought car covers and also ask your friends and family what they recommend. This is one of the most important tips before buying a car cover. Not understanding requirement or usage It will make a difference in what type of car cover you choose depending on where your car is parked. This means if you park your car outdoors or indoors will determine the type of car cover you choose to buy.

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Savings Account Tips for Students

Savings Account Tips for Students

If you have just taken up a part-time job after college, the best place to put your earnings would be in a savings account. Your money can grow as will your knowledge of how banking works. If this is not reason enough, here are 5 reasons why students should have savings accounts. Give back in interest When looking at the benefits of savings accounts for students, this one really stands out. One of the best reasons to keep your money in a savings account is that it keeps growing through the interest that accrues. Different saving accounts have different APYs so research and find the one that gives you the best returns. Require very little initial deposit This is another major benefit of savings accounts for students that is worth considering. Most savings accounts allow you to open them with deposits that are as low as $25. There are some that even allow you to open a savings account with just $1. This means that even if you have no savings or jobs at the moment, you can still begin your financial journey. Facilitate bill payments Skipping payments or missing out on bills can see you lose money in fees.
5 Steps to Clean a Refrigerator

5 Steps to Clean a Refrigerator

Cleaning the refrigerator before you stock up on supplies not only reveals what items you already have in stock but also ensures that the new stock is stored in a clean place and is kept fresh for longer. An unclean refrigerator is a perfect place for bacteria and mold, which can contaminate food, so it is important to follow some safety and storage tips for refrigerating food. Here are 5 simple steps to get a sparkling clean and organized fridge: Empty the fridge As they say, it is always better to start with a clean slate. Switch off the electricity, empty your fridge, and remove all the shelves and boxes that come with it. Ensure that everything, except for the skeleton of the fridge, is out. Wipe it clean Remove the shelves and drawers and wash them with warm water and soap. Allow the water to drain and wipe them dry. While they are drying, use mild soap and water and a soft rag to wipe the interiors and doors of the fridge as well as the exterior, sides, and the top of the fridge. Use organic cleaning products available in the market for this. Alternatively, you can use vinegar to clean the interiors.
Great Safety Rated SUVs

Great Safety Rated SUVs

SUVs are one of the most popular types of automobiles on the road today. In fact, research shows that they are becoming even more popular than sports cars as the preferred car a person would like to be spotted in. This popularity is for many reasons ranging from the safety these vehicles offer to the seating space. Today we take a quick look at the top SUVs with the best safety features that are worth checking out. Toyota C-HR 2019 The name Toyota inspires a confidence that the buyer is really getting the best. This is also true of the Toyota C-HR 2019 edition. This SUV comes with Toyota Safety Sense. Its safety features include a rearview camera, lane departure alert, automatic high beams, and blind-spot monitoring. There are airbags for the driver and passenger at the front, front sides, rear, and rear sides. This vehicle is also suited for families with its child safety locks. Kia Sorento 2019 This vehicle has aced the crash tests by the National Highway Traffic Safety Administration. Its safety features include rear and front parking sensors, a rearview camera, blind-spot monitoring, driver drowsiness monitoring, pedestrian detection, and lane keep assist, among others. The airbags are at the front, front side, and rear for the driver and passengers.
Tips to Avoid Credit Card Debt

Tips to Avoid Credit Card Debt

In order to attain a secure financial future, you need to avoid debt of any kind, but most people end up risking their financial stability by landing into credit card debt. Credit card debt is one of the easiest to get into, but it can also be avoided. If you use a credit card properly, it can help build your credit ratings, but improper usage could also land you in a pile of debt. To make things easier for you, here are the top five tips to avoid credit card debt: Do not charge what you cannot afford It is important to remember that a credit card is more of a necessity than a luxury. So, the expenditures that you make on it should also be curtailed to just emergency expenses. Do not spend your money on luxuries like branded items that you would otherwise be unable to afford on the cash in your checking account. So, if your savings cannot pay for it, skip on buying that new iPhone and stick to using your current one. Do not carry dues for longer than six months It is also important to not let your balances add up beyond 6 months as the interest charges can go overboard.
401(K) Loan Basics

401(K) Loan Basics

Before considering borrowing funds from your 401(k) plan, you must get acquainted with few a 401(k) loan basics. This kind of knowledge can make you aware of the various facets of this loan. Let’s take a look at five crucial 401(k) loan basics. Paying off the loan early When you borrow from your 401 (k), you have up to five years to make the repayments or you can even pay the loan in full. But you can also make the payment for your loan early. One of the ways of making payments early is by going for biweekly payments. Biweekly payments mean you start paying every other week. Repaying half payments every two weeks instead of monthly payments will help you achieve the following: You might reduce the number of months on your payment schedule Since your loan balance will be decreasing continuously, you will be accruing less interest which is always a good thing. Plus, the sooner you finish your loan, the better it is for you as you can plan your other finances. Using the funds Borrowers can use the funds borrowed from their own 401(k) for various purposes. Some use it for major home repairs. Other uses include college tuition, vacation, costs incurred on medical exigencies, and wedding expenses.
5 Useful Tips for Stock Investors

5 Useful Tips for Stock Investors

To grow your investments, you need to make intelligent investment moves. You need to understand how the market is moving and invest accordingly for the best returns. Explained in this article are some important tips for stock investors that you can follow to earn high returns on your investments: Keep your fixed income in check Fixed investments are normally considered safer, so investors tend to put all their money in investments that seem to carry lower risk. However, there are certain risks attached to fixed investments as well, and inflation is one of them. In such a scenario, there may be a possibility that the real value of your investments is diluted due to inflation, and you are left with much less than you had expected. So, it is suggested that you diversify your portfolio by including all kinds of financial instruments so that you are capable of facing financial volatility firmly. Avoid making investment decisions based on past performance A clean record certainly gives more confidence for investment, but you must not necessarily continue with the same scheme as the dynamics of the product might change considerably. There are numerous factors like asset management, a company’s track record, and the objectives of fund managers, among others, that come into play while making an investment decision.

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